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At what retirement age can I claim my social security benefits?

Knowing your full retirement age is the first step in planning when to start receiving your social security benefits. There are a few different ages at which you can start receiving your retirement benefits.

Age 62: The first full month an individual is 62, is the earliest age an individual can commence receiving benefits. However, benefits will be reduced approximately one-half of one percent for each month you start receiving benefits before reaching full retirement age.


Age 65: Full retirement age for an individual born in 1937 or earlier.


Age 67: Full retirement age for an individual born in 1960 or later.


Age 70: Age at which delayed retirement credits stop accruing.


In our free eBook The Nuts & Bolts of Social Security in 7 Easy Tips, we give you even more information including access to a chart of reduced benefits as well as a way to find your full retirement age based on your year of birth. Please download it today or contact us for a consultation.

This information is based on facts, assumptions and representations as stated and authorities that are subject to change.  We will not update this information for subsequent legislative or administrative changes of future judicial interpretations.

LEGAL NOTICE AND DISCLAIMER:  The information within this web site is for informational and educational purposes only and is not tax advice and should not be used as such.  The facts of each individual situation can have significantly different outcomes when applying tax law.  The hiring of a CPA is an important decision not to be based solely on advertisements.

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