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When should I start taking my social security benefit?

Deciding when to begin receiving your social security benefit can be a complex decision that shouldn’t be taken lightly. Knowing your full retirement age is the first step in the decision process. Once full retirement age is determined, other parts of the decision process will include the following:

  • Family longevity Your health

  • Current earnings now and in the future

  • Other income for support

  • Whether or not others qualify for benefits on your record?


So once you’ve considered all of these other aspects you should be well on your way to figuring out when you should start taking your social security benefit.

Please download our free eBook The Nuts & Bolts of Social Security in 7 Easy Tips to learn more about taking your social security benefit especially at age 62. Contact us if you'd like some consultation.

This information is based on facts, assumptions and representations as stated and authorities that are subject to change.  We will not update this information for subsequent legislative or administrative changes of future judicial interpretations.

LEGAL NOTICE AND DISCLAIMER:  The information within this web site is for informational and educational purposes only and is not tax advice and should not be used as such.  The facts of each individual situation can have significantly different outcomes when applying tax law.  The hiring of a CPA is an important decision not to be based solely on advertisements.

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